Settings Workplace Overview

Settings workplace is hidden under the “System Administration” permission and allows for code-free customization and tailoring of the system in compliance with the company needs.

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Accounts

The tab allows creating, viewing, and managing:

• Users: clients, investors, and employees (see Manage Users )

• Branch offices: special entity to which back-office users and credit products can be assigned for organizational and security purposes (see Manage Branches: define what users can view the loanUNDEFINED )

• States management - clients certain countries have access to the States management features. Enable it and activate the states your business operates in.

• Company settings - edit your company’s details in this tab and replace the default TurnKey Lender branding with your own.

• Regional settings - select the country you work in, currency, and the default system language you prefer.

• Integrations - enable and set up integrations with email and SMS, e-sign, bank verification, credit bureau, payments, and analytics services.

• Credit bureau - integrate your lending operation with a credit bureau to pull customer data for more accurate credit decisioning.

• Scorecard - decide whether you’d like to use the built-in scorecard or create a custom one.

• Decision rules - use built-in or customize the rules that help you filter out the borrowers you don’t want to do business with.

• Past due settings - customize the delinquency buckets and the way late fees are calculated and applied.

• Fees & reimbursements - edit and add the ways in which the System applies fees and calculates reimbursements.

• Credit products/Promo codes - create new and edit existing credit products/promo codes. This way the borrowers and employees can have access to the products by states and/or their crediting needs.

• Application form - customize the fields that appear in the loan application form for your borrowers.

• Documents - upload, edit, preview, and search documents (loan agreement, privacy policy, terms&conditions) that your business uses.

• Dictionaries - create lists of variables for different entities (e.g. countries, rejection&cancellation reasons, etc).

• Notifications - customize the notifications that are being sent to the borrowers.

• Audit trail - track all the activities that happen to the borrower profiles and loan applications in the System.

• API clients - create new API clients and keys to integrate your System with third-party products and services.