In Turnkey Lender user can view reports on the Reports workplace. Below you can find the general overview of the Portfolio reports page.

Portfolio reports are available in charts and tables, or both of them. By default, reports are displayed in a Chart view.
To display reports in a table view, the user should click the Table button

To display both chart and table, the user should click the Both button:

Filtering panel

By default, the user can review all portfolio reports on one page. To select any specific report the user should click the All reports split button and select a report from the list (see Fig. 4):

The following portfolio reports are available:

Active Loans vs Portfolio
Overall Repayment Amount Per Interval
Number of loans grouped by an amount
Number of loans grouped by a risk level
Repaid vs Disbursed
Approved vs Rejected

The data in all portfolio reports can be displayed according to a certain period. To select a period of the reports, the user should click the Monthly split button

A selected period applies automatically to all portfolio reports. Besides, the user can select a specific time interval for all portfolio reports

A time interval refers to a time frame according to which the data of the reports will be displayed. A beginning and an end of the time interval depend on availability of loan applications in the system.
The beginning of the time interval is considered to be a date when the first loan application has been created in the system, while the end of this interval corresponds to a current date. The current date is a date when the reports have been last updated.
To determine a time interval of the reports, on the horizontal scale, point to the semi-circle at the beginning of the interval, click it and drag to the right to a required date that gets displayed in the From box and indicates the beginning of the time interval

On the horizontal scale, point to the semi-circle at the end of the interval, click it and drag to the left to a required date that gets displayed in the To box and indicates the end of the time interval (see Fig. 8):

A selected time interval applies automatically to all portfolio reports. The user can export the data of the portfolio reports to the Excel spreadsheet by clicking the Export button

Active Loans vs Portfolio report

The Active Loans vs Portfolio report (see Fig. 10) displays the statistics of active loans and receivables by the end of each time frame.
The report displays data according to a selected time period and time interval.
The chart and table of the report display the number of active loans and the total amount of receivables by the end of each time frame.
The total amount of receivables is displayed in the Portfolio column of the table and as the Portfolio curve on the chart

Overall Repayment Amount Per Interval report

The Overall Repayment Amount per Interval report (see Fig. 11) displays the general information on loan repayment.
The report displays data according to the time period and the time interval selected.
The following data is displayed:

Repaid: the total amount repaid by the borrowers for active loans during a specified time frame;
Principal: the total of repaid principal amounts of active loans;
Fees: the total amount of charges collected from active borrowers for lending services;
Interest amount: the total amount of interest payments made by all active borrowers.

Number of loans grouped by an amount report

The Number of Loans Grouped by Amount report (see Fig. 12) displays active loans statistics per each set amount range according to certain time frames.
The report displays data according to the time period and the time interval selected.
Specifically, the chart and table of the report display the total number of loans which have been active by the end of each time frame displayed and which total amount falls within amount ranges set:

Number of loans grouped by a risk level report

The Number of Loans Grouped by Risk Level report (see Fig.13) displays the total number of loans per each corresponding risk group. Each risk group is characterized by a corresponding score range specified in scorecard settings.
The report displays data according to the period and the time interval selected.
Specifically, the chart and table of the report display the total number of loans which fall within a certain risk group.
The calculations include the loans that have been active by the end of each time frame displayed:

Repaid vs Disbursed report

The Repaid vs Disbursed report (see Fig.14) displays the total amount of disbursed loans and borrowers’ repayments.
The report displays data according to the period and the time interval selected.
Specifically, the chart and table of the report show the total amount of loans disbursed to the borrowers and the total amount of repayments made by the borrowers during each interval.
The chart below illustrates the blue curve overlaid on both graphs. This curve connects each interval’s points displaying the difference between disbursements and actual repayments.

Approved vs Rejected report

The Approved vs Rejected report (see Fig. 15) displays the statistics of approved and rejected loan applications.
The Approved vs Rejected report displays data according to the period and the time interval selected.
Specifically, the chart and table of the report display the following data:

Approved: the number of loan applications approved by the Underwriters or automatically by the system;
Rejected: the number of loan applications rejected by the Underwriters or automatically by the system;
Approve Overrides: the number of loan applications rejected automatically by the system but approved by users;
Reject Overrides: the number of loan applications approved automatically by the system but rejected by users.