List of Smart Markers

Accrued admin fee

Sum of all accrued Administration Fees created with the basic view template for the period specified in the time filtering

&=vm.Cashflow_AccruedAdminFee

Accrued fee

Sum of all accrued fees with Fee Type = 'Fee' for the period specified in the time filtering

&=vm.Cashflow_AccruedFee

Accrued interest

Total accrued interest amount for the period specified in the time filtering

&=vm.Cashflow_AccruedInterest

Accrued late fee

Sum of all accrued LateFee created with the basic view template for the period specified in the time filtering

&=vm.Cashflow_AccruedLateFee

Accrued NSF

Sum of all accrued NSF created with the basic view template for the period specified in the time filtering

&=vm.Cashflow_AccruedNSF

Accrued origination fee

Sum of all accrued Origination Fees created with the basic view template for the period specified in the time filtering

&=vm.Cashflow_AccruedOriginationFee

Accrued past due

Sum of all accrued fees with Fee Type = 'PastDue' for the period specified in the time filtering

&=vm.Cashflow_AccruedPastDue

Accrued past due interest

Sum of all accrued PastDueInterest created with the basic view template for the period specified in the time filtering

&=vm.Cashflow_AccruedPastDueInterest

Accrued penalty

Sum of all accrued fees with Fee Type = 'Penalty' for the period specified in the time filtering

&=vm.Cashflow_AccruedPenalty

Repaid admin fee

Sum of all repaid Administration Fees created with the basic view template for the period specified in the time filtering

&=vm.Cashflow_RepaidAdminFee

Repaid fee

Sum of all repaid fees with Fee Type = 'Fee' for the period specified in the time filtering

&=vm.Cashflow_RepaidFee

Repaid interest

Total repaid interest amount for the period specified in the time filtering for the period specified in the time filtering

&=vm.Cashflow_RepaidInterest

Repaid late fee

Sum of all repaid LateFee created with the basic view template for the period specified in the time filtering

&=vm.Cashflow_RepaidLateFee

Repaid leasing

Sum of all repaid fees with Fee type = 'Leasing'  for the period specified in the time filtering

&=vm.Cashflow_RepaidLeasing

Repaid NSF

Sum of all repaid NSF created with the basic view template for the period specified in the time filtering

&=vm.Cashflow_RepaidNSF

Repaid origination fee

Sum of all repaid Origination Fees created with the basic view template for the period specified in the time filtering

&=vm.Cashflow_RepaidOriginationFee

Repaid past due

Sum of all repaid fees with Fee Type = 'PastDue' for the period specified in the time filtering

&=vm.Cashflow_RepaidPastDue

Repaid past due interest

Sum of all repaid PastDueInterest created with the basic view template for the period specified in the time filtering

&=vm.Cashflow_RepaidPastDueInterest

Repaid penalty

Sum of all repaid fees with Fee Type = 'Penalty' for the period specified in the time filtering

&=vm.Cashflow_RepaidPenalty

Repaid principal

Total repaid principal amount for the period specified in the time filtering for the period specified in the time filtering

&=vm.Cashflow_RepaidPrincipal

Customer flags

All active customer's flags

&=vm.Customers_Flags

Customer's bank account type

Type of account (Saving; Checking)

&=vm.Customers_BankAccountType

Customer's city

The city as defined the customer’s address

&=vm.Customers_City

Customer's email

Customer’s Email

&=vm.Customers_Email

Customer's First Name

Customer's First Name

&=vm.Customers_FirstName

Customer's full name

Full name of the customer

&=vm.Customers_FullName

Customer's income type

Customer's income type (depends on the edition)

&=vm.Customers_IncomeType

Customer's Last Name

Customer's Last Name

&=vm.Customers_LastName

Customer's Middle Name

Customer's Middle Name

&=vm.Customers_MiddleName

Customer's phone

Customer’s phone

&=vm.Customers_Phone

Customer's public id

Public customer ID

&=vm.Customers_PublicId

Customer's SSN

Customer’s SSN

&=vm.Customers_SSN

Customer's state

The state as defined the customer’s address

&=vm.Customers_State

Customer's street

The street as defined the customer’s address

&=vm.Customers_Street

Customer's zip code

The zip code as defined the customer’s address

&=vm.Customers_ZipCode

Expected payment amount

Amount of the nearest exptected payment or debt

&=vm.ExpectedPayments_ExpectedAmount

Expected payment status

Status of the next expected payemnt (scheduled; late; grace; past due)

&=vm.ExpectedPayments_Status

Next payment date

Date of the nearest expected payment

&=vm.ExpectedPayments_NextPaymentDate

Accrued unpaid interest

Total unpaid Interest by the reporting date

&=vm.Loans_AccruedUnpaidInterest

Applicant Credit Bureau Score

Applicant Credit Bureau Score

&=vm.Loans_CreditBureauScore

Application date

Date the application was created

&=vm.Loans_ApplicationDate

Average installment

Average Installment amount.

(Sum of all installments according to the initial schedule) / ( number of installments).

Grace period installments are not included.

Past due, late fee values are not included

&=vm.Loans_AverageInstallment

Close date

Date the loan was closed (repaid, written off, restructured, rejected, agreement declined or expired)

&=vm.Loans_CloseDate

Co-Applicant Credit Bureau Score

Co-Applicant Credit Bureau Score

&=vm.Loans_CoApplicantCreditBureauScore

Contract date

The date when the contract was signed.

If the loan is e-signing, it is the date when Customer signed the loan agreement.

If the is loan signed manually, it is the date when the back-office registered manual signing

&=vm.Loans_ContractDate

Contract leasing amount

Total amount of all the fees of Fee type = 'Leasing' to be accrued according to the schedule as it was on the disbursement state.

&=vm.Loans_LeasingContract

Credit product

Credit Product Name

&=vm.Loans_CreditProduct

Days past due

Number of days past due for an overdue loan

&=vm.Loans_DaysPastDue

Disbursement date

The date when the transaction of Loan Disbursement was done.

For the Loan Agreement where the loan has not been disbursed - the Current date

&=vm.Loans_DisbursementDate

Down-payment

Sum of all accrued 'Down payment' fees

&=vm.Loans_DownPaymentAmount

Equal payment

Equal payment.

Applicable if 'Enable equal payments'=ON

&=vm.Loans_EqualPayment

First disbursement amount

First funds tranche.

Applicable if 'Enabled multiple disbursement'=ON

&=vm.Loans_FirstDisbursementAmount

First payment date

The first due date according to the initial schedule

&=vm.Loans_FirstPaymentDate

Full loan term

Loan term in months, (e.g. “12 months”)

&=vm.Loans_LoanTermFull

Interest rate

Interest rate for the loan; is set in the given credit product

&=vm.Loans_InterestRate

Last payment date

The date of the most recent successful payment transaction the client made towards the account

&=vm.Loans_LastPaymentDate

Loan amount

Loan amount value. Set by the Borrower or Originator when a the loan application was created

&=vm.Loans_LoanAmount

Loan auto-decision date

Date when the loan was auto-processed and then moved into the Underwriting workspace or auto-decisioned

&=vm.AutoDecisionDate

Loan branch

Lowest-level branch to which the loan is assigned

&=vm.Loans_LoanBranch

Loan Cancellation Reason

Loan Cancellation Reason

&=vm.Loans_CancellationReason

Loan ID

Unique identifier of the loan that is visible to all users of the System.

&=vm.Loans_LoanID

Loan Rejection Reason

Loan Rejection Reason

&=vm.Loans_RejectionReason

Loan status

Loan status on the current system (in a human-readable format).

&=vm.Loans_Status

Maturity date

Loan maturity date according to the contract (date when Loan should be fully paid according to its initial schedule. (Rollovers are not taken into account).

&=vm.Loans_MaturityDate

Next payment date

The nearest future due date according to the actual payment schedule

&=vm.Loans_NextPaymentDate

Oldest missed due date

For accounts that are past due, this is the date of the first missed payment. Due date of the oldest installment with status 'Missed'

&=vm.Loans_OldestMissedDueDate

Originator

Full name of the back-office user who created the loan. If the loan was created from the front-office, the value is empty.

&=vm.Loans_Originator

Outstanding balance

Current outstanding balance of the loan

&=vm.Loans_OutstandingBalance

Outstanding principal

Current outstanding principal of the loan

&=vm.Loans_OutstandingPrincipal

Overpaid amount

Total amount of overpayment for the loan

&=vm.Loans_OverpaidAmount

Paid fees

Total Paid Fees from the Loan Start date to the Current date (except the Initial fees!)

&=vm.Loans_PaidFees

Paid initial fees

Total Initial Fees paid on this loan

&=vm.Loans_PaidInitialFees

Paid total

Amount paid.

Sum of all successful payment transactions

&=vm.Loans_PaidTotal

Past due debt

Current past due debt of the loan. The sum of unpaid debt for all missed installments.

&=vm.Loans_PastDueDebt

Payment amount

Scheduled monthly payment.

Total amount of the installment #1 from the Initial schedule.

Used in annuity loan type without origination fee over equal payment

&=vm.Loans_PaymentAmount

Payoff amount

Payoff amount on the reporting date (can only be calculated on the current date!)

&=vm.Loans_PayOffAmount

Pre-approval fees

Sum of all accrued 'Pre-approval' fees

&=vm.Loans_PreApprovalFeesAmount

Pre-disbursement fees

Sum of all accrued 'Pre-disbursement' fees (including Down payments)

&=vm.Loans_PreDisbursementFeesAmount

Purchase amount

Purchase amount' value. Set by the Borrower or the Originator when a loan is created/modified

&=vm.Loans_PurchaseAmount

Repayment period

Repayment period as defined in the Credit Product settings

&=vm.Loans_RepaymentPeriod

Risk level

Risk level calculated following the loan assessment by the System (Low; Medium; High; Highest; Default)

&=vm.Loans_RiskLevel

Sent for signing date

Date when the loan agreement is generated and sent to the customer for signing

&=vm.SentForSigningDate

Store

Name of the store

&=vm.Loans_Store

Store address

Address of the store

&=vm.Loans_StoreAddress

System decision

Automatic decision suggested by the system (Approve; Refer; Reject)

&=vm.Loans_SystemDecision

Total contract amount

Total amount to be accrued according to the loan schedule as it was at the moment of disbursement

&=vm.Loans_TotalContract

Total contract commission

Total comission accrued according to the loan schedule as it was at the moment of disbursement

&=vm.Loans_CommissionContract

Total contract interest

Total interest to be accrued according to the loan schedule as it was at the moment of disbursement

&=vm.Loans_InterestContract

Total disbursed amount

Sum of all successful disbursement transactions

&=vm.Loans_TotalDisbursedAmount

Total written off amount

The remaining outstanding balance on the account when it was written off

&=vm.Loans_WrittenOffTotal

Underwriter

Full name of the back-office user latest to interact with the loan (approve, reject or sent for reprocessing). If the loan was approved or rejected by System, the value should be empty.

&=vm.Loans_Underwriter

Underwriter's decision

Decision made by a back-office user (Approve; Reject)

&=vm.Loans_UnderwriterDecision

Vendor

Name of the vendor

&=vm.Loans_Vendor

Vendor address

Address of the vendor

&=vm.Loans_VendorAddress

Written off amount

For loans that were written off it is the total write-off amount. For other loans the value is 0.

&=vm.Loans_WrittenOffAmount

Written off interest

Written Off Interest amount (current value)

&=vm.Loans_WrittenOffInterest

Written off principal

Written Off Principal amount (current value)

&=vm.Loans_WrittenOffPrincipal

Written-off fees

Written off fee amount (current value).

Sum of all fees except principal and interest

&=vm.Loans_WrittenOffFees

Comment on failure

Comments from the person who reversed this transaction (Manager) or an error from a payment provider

&=vm.Transactions_FailComment

Created by

Name of the person who created this transaction (Client or Manager) or 'System'

&=vm.Transactions_Creator

Failure date

The date when a transaction became reversed / failed

&=vm.Transactions_FailDate

Fee

Fee amount (total of all the fees with Fee Type = 'Fee')

&=vm.Transactions_Fee

Interest

Interest amount

&=vm.Transactions_Interest

Leasing

Leasing amount

&=vm.Transactions_Leasing

Past due

Past Due amount (total off all the fees with Fee Type = 'PastDue')

&=vm.Transactions_PastDue

Payment type

Pament type (Cash; Check; Bank Transfer; Card)

&=vm.Transactions_PaymentType

Penalty

Penalty amount (total off all the fees with Fee Type = 'Penalty')

&=vm.Transactions_Penalty

Principal

Principal amount

&=vm.Transactions_Principal

Repayment mode

Repayment mode of the transaction

&=vm.Transactions_RepaymentMode

Reversed by

Name of the person who created this transaction (Client or Manager) or 'System'

&=vm.Transactions_FailCreator

Transaction amount

Amount of the transaction

&=vm.Transactions_Amount

Transaction comments

Comments added to the transaction by a back-office user

&=vm.Transactions_Comments

Transaction date

Date/time of the transaction

&=vm.Transactions_TransactionDate

Transaction reference

Reference ID provided for the transaction by a back-office user

&=vm.Transactions_Reference

Transaction status

Transaction status (Successful; Reversed; Failed)

&=vm.Transactions_Status

Transaction type

Type of the transaction (Disbursement or Payment)

&=vm.Transactions_Type

Undistributed amount

A part of the repayment amount that was not allocated to the principal, interest or any fees

&=vm.Transactions_UndistributedAmount