Credit Bureau integration allows both Back office users and Customers request for a credit check. The type of check (soft pull or hard pull) and the moment when the check is performed depend on the account settings

There is a number of Credit Bureaus integration with which is supported in the Standard Turnkey Lender application. Additional integration can be added upon the Client request.

How to Enable and Set Up the Credit Bureau Integration

In the Settings → Integrations, enable the “Credit bureau” switcher.

The list of fields required for each of the credit bureau service providers depends on the specific provider as defined on there websites and described or referred to in the corresponding sections for corresponding countries.

Common Credit Bureau Settings

For each Credit Bureau Provider, you can enable/disable the “Automatic Hard pull” flag.

If enabled, Hard pull is automatically performed for every application – after the application has been filled if there is no automatic Soft pull or before disbursement otherwise.
You should keep in mind, that Hard pull affect credit history of the Customer.

If the credit bureau service provider support Soft Pull (i.e. the credit check that doesn’t affect customer’s credit history), “Automatic Soft pull” flag can be enabled/disabled.

If enabled, Soft pull is automatically performed for every application as soon as the application has been filled.