Credit Bureau integration allows both Back office users and Customers request for a credit check. The type of check (soft pull or hard pull) and the moment when the check is performed depend on the account settings

How to Enable and Set Up the Credit Bureau Integration

In the Settings → Integrations, enable the “Credit bureau” switcher.

The list of fields required for each of the credit bureau service providers depends on the specific provider as defined on there websites and described or referred to in the corresponding documents below.

Common Credit Bureau Settings

All credit bureau service providers support Hard pull. If they don’t support any other type of check, the hard pull is performed as soon as the customer has applied for the loan and can be requested manually by a Back-office users at any point before the disbursement.

If a credit bureau service provider supports both Hard and Soft pull, you can additionally define, which types of check shall be enabled for the specific provider.

Please check the table below to understand the system behavior subject to the above-mentioned settings.

You should keep in mind, that Hard pull affects credit history of the Customer.

While settings up the system, administrators can use Emulator (see How to Use Credit Burau Emulator )