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By default, all the fees are included in the IRR, but starting with v.7.7, lenders can exclude specific fees from IRR on the Credit Product level, for example, insurance payments.
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Distributing fees over a specific period
Before you could charge one-time fees like the admin fee in some specific installments but starting with v.7.7, you can distribute different one-time fees (e.g. insurance) over the whole loan term not to make one installment too large. Simply set the overall sum you need to charge and then choose how to distribute it over the loan schedule.
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