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The next step in the merchant cash advance application’s lifecycle has to do with bank statement scoring and application analysis. To do this, the System gathers and processes vast amounts of relevant data through the integrations with Plaid and Dwolla (described in more detail later on in these Release Notes).
In the MCA edition, the client provides their average revenue and bank account details, then the underwriter analyzes the structure of their income and establishes the amount they are willing to provide them in the advance, and the percentage they are going to charge to recover the advance.
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