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If the feature is enabled, customers will be able to enter details of the their collateral when applying for the loan, and a a loan. A back-office user with the “Collateral management” "Collateral Management" permission can then manage, evaluate, and re-evaluate collateral assets in within the dedicated Collateral workplace (see workspace.
For more information, refer to the Lender Collects and Maintains Information about the Collateral ) article.
Max LTV
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For each credit product, you can define the Maximum Loan to Value Ratio (LTV) - a Ratio.
A loan cannot be approved if the ration is above the limitLTV ratio exceeds this limit, ensuring that the loan amount remains proportionate to the value of the collateral.