Current Date - suggestion: Repayment Date

 И тут у меня вопрос - вот эта разбивка на прошлое и будущее она идет между датой, когда мы вносим в систему (Current date) или фактической датой платежа (Repayment date)? Пока что везде пишу, что это Current date

Simple Payments

Initial Payment: Is only applicable for payments in the Awaiting for Initial Payment status

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Suggested hint: Loan payment schedule stays the same

Copy Evgen: 

• Repayment mode -- Repayment logic / Repayment priority  

Hint: Select one of pre-configured repayment logics or create your own repayment allocation order for distributing the funds received from borrowers. 

• Availability  

Hint: If you choose Back – only your staff can log repayments. If you choose Front – borrowers can do it themselves. 

• Steps hint: Prioritize or remove steps of the repayment mode in a way that reflects the order in which you’d like to cover what is owed to you including all the fees, interest, and principal of the loan.  

• Initial payment  

Covers any fees accrued before the 1^st installment begins.  

• Past due debt  

Cover the overdue payments missed in the past starting with the fees. 

• Current debt early payment 

Covers the fees and interest accrued as of the repayment time in the current installment. Doesn’t include principal. 

• Current principal early payment 

Covers the principal debt accrued as of the repayment time in the current installment. 

• Recalculate current installment 

Recalculates the sum owed within the current installment. This affects the fees and interest to be accrued as they are based on the reduced principal. 

• Current debt  

Covers the current installment amount on the due date. The fees and interest are repaid first.  

• Overpayment  

Covers the remaining principal of the loan if the payment exceeds the amount owed in the current installment.  

• Remaining recalculate step 

Recalculates all future installments if there has been an overpayment which reduced the principal. 

• Future debt  

Covers upcoming installments starting with the next one without recalculating the schedule. 

• Future debt reversed 

Covers upcoming installments starting with the last one without recalculating the schedule. 

• Payoff  

Standard payoff of the whole loan.  

• Special fees 

Covers all the accrued special fees in the specified order. 

• Postponed fees 

Covers all the postponed fees in the specified order.